:root {
  --bg: #F5F4F2;
  --bg-elev: #FBFAF8;
  --bg-card: #FFFFFF;
  --bg-card-hover: #ECE8E1;
  --border: #D9D4CA;
  --border-strong: #C7C0B4;
  --text: #0C202E;
  --text-soft: #4A5A67;
  --text-mute: #8A97A0;
  --accent: #0B6FD6;
  --accent-soft: rgba(11, 111, 214, 0.10);
  --accent-border: rgba(11, 111, 214, 0.35);
  --linkedin: #0B6FD6;
  --google: #f59e0b;
  --meta: #a855f7;
  --t1: #94a3b8;
  --t2: #0B6FD6;
  --t3: #0891b2;
  --t4: #f59e0b;
  --t5: #ef4444;
  --radius: 16px;
  --max-w: 1180px;
}

/* ===== HNL : titres en Clash Display ===== */
.audit-fintech h1, .audit-fintech h2, .audit-fintech h3, .audit-fintech h4,
.audit-fintech .section-title, .audit-fintech .hero h1, .audit-fintech .cta-title,
.audit-fintech .synth-block-title, .audit-fintech .stat-value, .audit-fintech .synth-value,
.audit-fintech .insight-value {
  font-family: 'Clash Display', 'General Sans', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
}

:root {
  --bg: #F5F4F2;
  --bg-elev: #FBFAF8;
  --bg-card: #FFFFFF;
  --bg-card-hover: #ECE8E1;
  --border: #D9D4CA;
  --border-strong: #C7C0B4;
  --text: #0C202E;
  --text-soft: #4A5A67;
  --text-mute: #8A97A0;
  --accent: #0B6FD6;
  --accent-soft: rgba(11, 111, 214, 0.10);
  --accent-border: rgba(11, 111, 214, 0.35);
  --linkedin: #0B6FD6;
  --google: #f59e0b;
  --meta: #a855f7;
  --t1: #94a3b8;
  --t2: #0B6FD6;
  --t3: #0891b2;
  --t4: #f59e0b;
  --t5: #ef4444;
  --radius: 16px;
  --max-w: 1180px;
}
.audit-fintech, .audit-fintech * { margin: 0; padding: 0; box-sizing: border-box; }
.audit-fintech { scroll-behavior: smooth; }
.audit-fintech {
  font-family: 'General Sans', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}
.audit-fintech a { color: inherit; text-decoration: none; }
.audit-fintech button { font-family: inherit; cursor: pointer; border: none; background: none; color: inherit; }
.audit-fintech ::selection { background: var(--accent); color: #fff; }
.audit-fintech :focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; border-radius: 4px; }
.audit-fintech /* Header */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.8);
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.3s ease, background 0.3s ease;
}
.audit-fintech .site-header.scrolled { border-bottom-color: var(--border); }
.audit-fintech .header-inner {
  max-width: none;
  margin: 0;
  padding: 18px 40px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.audit-fintech .logo {
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.04em;
  display: flex;
  align-items: center;
  gap: 10px;
}
.audit-fintech .logo-dot {
  width: 10px;
  height: 10px;
  background: var(--accent);
  border-radius: 50%;
  box-shadow: 0 0 16px var(--accent);
}
.audit-fintech .nav { display: flex; gap: 28px; }
.audit-fintech .nav a {
  font-size: 13px;
  font-weight: 500;
  color: var(--text-soft);
  transition: color 0.2s;
}
.audit-fintech .nav a:hover { color: var(--text); }
.audit-fintech .nav-cta {
  font-size: 13px;
  font-weight: 600;
  padding: 9px 18px;
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  transition: all 0.2s;
}
.audit-fintech .nav-cta:hover { background: var(--text); color: #fff; border-color: var(--text); }
@media (max-width: 720px) {.audit-fintech .nav { display: none; }
.audit-fintech .header-inner { padding: 14px 20px; }

}
.audit-fintech /* Sections */
section {
  position: relative;
  padding: 120px 32px;
  max-width: var(--max-w);
  margin: 0 auto;
}
@media (max-width: 720px) {.audit-fintech section { padding: 80px 20px; }

}
.audit-fintech /* Hero */
.hero {
  min-height: auto;
  max-width: none;
  margin: 0;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  text-align: center;
  padding-top: 140px;
  padding-bottom: 80px;
  padding-left: 40px;
  padding-right: 40px;
  position: relative;
}
.audit-fintech .hero::before {
  content: '';
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  width: 100vw;
  transform: translateX(-50%);
  background:
    radial-gradient(ellipse 80% 60% at 30% 20%, rgba(37, 99, 235, 0.10), transparent 60%),
    radial-gradient(ellipse 60% 40% at 80% 90%, rgba(37, 99, 235, 0.06), transparent 60%);
  pointer-events: none;
  z-index: -1;
}
.audit-fintech .hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 16px;
  border: 1px solid var(--accent-border);
  background: var(--accent-soft);
  border-radius: 999px;
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 600;
  width: fit-content;
  margin-bottom: 32px;
}
.audit-fintech .hero-badge .pulse {
  width: 6px; height: 6px; border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 12px var(--accent);
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.4; }
}
.audit-fintech .hero h1 {
  font-size: clamp(2.4rem, 5vw, 3.75rem);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
}
.audit-fintech .hero h1 .accent {
  color: var(--accent);
  font-style: italic;
  font-weight: 800;
}
.audit-fintech .hero-sub {
  font-size: clamp(1.1rem, 1.6vw, 1.4rem);
  color: var(--text-soft);
  max-width: 720px;
  margin-bottom: 48px;
  line-height: 1.45;
}
.audit-fintech .hero-meta {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  justify-content: center;
  font-size: 13px;
  color: var(--text-mute);
  letter-spacing: 0.04em;
}
.audit-fintech .hero-meta span { display: flex; align-items: center; gap: 8px; }
.audit-fintech .hero-meta span::before {
  content: '';
  width: 4px; height: 4px;
  background: var(--accent);
  border-radius: 50%;
}
.audit-fintech .scroll-indicator {
  position: absolute;
  bottom: 50px;
  left: 40px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  font-size: 11px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--text-mute);
}
.audit-fintech .scroll-line {
  width: 1px;
  height: 50px;
  background: linear-gradient(to bottom, transparent, var(--text-mute), transparent);
  animation: scrollPulse 2.5s infinite;
}
@keyframes scrollPulse {
  0%, 100% { opacity: 0.3; transform: scaleY(0.8); }
  50% { opacity: 1; transform: scaleY(1); }
}
.audit-fintech /* Section heading */
.section-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
}
.audit-fintech .section-eyebrow::before {
  content: '';
  width: 28px;
  height: 1px;
  background: var(--accent);
}
.audit-fintech .section-eyebrow .eyebrow-num {
  font-variant-numeric: tabular-nums;
  opacity: 0.85;
}
.audit-fintech .section-eyebrow .eyebrow-num::after {
  content: ' ·';
  opacity: 0.6;
}
.audit-fintech .fintechs-note {
  font-size: 13px;
  color: var(--text-mute);
  margin: -40px 0 40px;
  letter-spacing: 0.02em;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.audit-fintech .fintechs-note::before {
  content: '';
  width: 16px; height: 16px;
  border: 1.5px solid var(--accent);
  border-radius: 4px;
  flex-shrink: 0;
}
.audit-fintech .section-title {
  font-size: clamp(2rem, 4vw, 2.875rem);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
  max-width: 900px;
}
.audit-fintech .section-lead {
  font-size: clamp(1rem, 1.4vw, 1.25rem);
  color: var(--text-soft);
  max-width: 720px;
  margin-bottom: 64px;
  line-height: 1.55;
}
.audit-fintech /* Agency stats */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
}
.audit-fintech .stat-cell {
  background: var(--bg-card);
  padding: 48px 32px;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: background 0.25s;
}
.audit-fintech .stat-cell:hover { background: var(--bg-card-hover); }
.audit-fintech .stat-value {
  font-size: clamp(2rem, 3.4vw, 3rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1;
  white-space: nowrap;
}
.audit-fintech .stat-value .accent { color: var(--accent); }
.audit-fintech .stat-label {
  font-size: 14px;
  color: var(--text-soft);
  line-height: 1.45;
}
@media (max-width: 900px) {.audit-fintech .stats-grid { grid-template-columns: repeat(2, 1fr); }
 }
@media (max-width: 520px) {.audit-fintech .stats-grid { grid-template-columns: 1fr; }
 }
.audit-fintech /* Methodo */
.methodo-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-bottom: 80px;
}
.audit-fintech .methodo-card {
  padding: 36px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  position: relative;
}
.audit-fintech .methodo-num {
  font-size: 13px;
  color: var(--accent);
  font-weight: 600;
  margin-bottom: 16px;
  letter-spacing: 0.1em;
}
.audit-fintech .methodo-card h3 {
  font-size: 1.4rem;
  font-weight: 600;
  margin-bottom: 12px;
  letter-spacing: -0.01em;
}
.audit-fintech .methodo-card p { color: var(--text-soft); font-size: 15px; }
@media (max-width: 720px) {.audit-fintech .methodo-grid { grid-template-columns: 1fr; }
 }
.audit-fintech .legend-block { margin-top: 40px; }
.audit-fintech .legend-title {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--text-mute);
  margin-bottom: 20px;
}
.audit-fintech .legend-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.audit-fintech .budget-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 500;
  background: var(--bg-card);
  border: 1px solid var(--border);
}
.audit-fintech .budget-tag .dot {
  width: 8px; height: 8px; border-radius: 50%;
}
.audit-fintech .tier-1 .dot, .audit-fintech .dot.tier-1 { background: var(--t1); }
.audit-fintech .tier-2 .dot, .audit-fintech .dot.tier-2 { background: var(--t2); }
.audit-fintech .tier-3 .dot, .audit-fintech .dot.tier-3 { background: var(--t3); }
.audit-fintech .tier-4 .dot, .audit-fintech .dot.tier-4 { background: var(--t4); }
.audit-fintech .tier-5 .dot, .audit-fintech .dot.tier-5 { background: var(--t5); }
.audit-fintech /* Fintechs filters */
.filters {
  display: flex;
  flex-direction: column;
  gap: 24px;
  margin-bottom: 48px;
  padding: 28px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}
.audit-fintech .filter-row {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.audit-fintech .filter-label {
  font-size: 12px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--text-mute);
  font-weight: 600;
  min-width: 110px;
}
.audit-fintech .filter-pill {
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 500;
  background: transparent;
  border: 1px solid var(--border-strong);
  color: var(--text-soft);
  transition: all 0.15s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.audit-fintech .filter-pill:hover { color: var(--text); border-color: var(--text-mute); }
.audit-fintech .filter-pill.active {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
  font-weight: 600;
}
.audit-fintech .filter-pill.active .dot { background: #fff !important; opacity: 0.5; }
.audit-fintech .search-bar {
  width: 100%;
  background: var(--bg);
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  padding: 12px 18px;
  color: var(--text);
  font-family: inherit;
  font-size: 14px;
  transition: border-color 0.2s;
}
.audit-fintech .search-bar:focus { outline: none; border-color: var(--accent); }
.audit-fintech .search-bar::placeholder { color: var(--text-mute); }
.audit-fintech .results-meta {
  font-size: 13px;
  color: var(--text-mute);
  margin-bottom: 24px;
  letter-spacing: 0.04em;
}
.audit-fintech .results-meta strong { color: var(--text); }
.audit-fintech /* Fintech grid */
.fintechs-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
@media (max-width: 1000px) {.audit-fintech .fintechs-grid { grid-template-columns: repeat(2, 1fr); }
 }
@media (max-width: 640px) {.audit-fintech .fintechs-grid { grid-template-columns: 1fr; }
 }
.audit-fintech .fintech-card {
  position: relative;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  cursor: pointer;
  transition: all 0.22s ease;
  text-align: left;
  width: 100%;
}
.audit-fintech .fintech-card:hover {
  background: var(--bg-card-hover);
  border-color: var(--border-strong);
  transform: translateY(-2px);
}
.audit-fintech /* ===== Refonte carte (modèle de référence) ===== */
.card-head {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.audit-fintech .card-logo {
  position: relative;
  width: 44px;
  height: 44px;
  flex: 0 0 44px;
  border-radius: 10px;
  overflow: hidden;
  border: 1px solid var(--border);
  background: var(--accent-soft);
}
.audit-fintech .card-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  background: #fff;
  display: block;
}
.audit-fintech .card-logo .fb {
  position: absolute;
  inset: 0;
  display: none;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  font-weight: 700;
  color: var(--accent);
  background: var(--accent-soft);
  letter-spacing: -0.01em;
}
.audit-fintech .card-htext {
  flex: 1;
  min-width: 0;
}
.audit-fintech .fintech-name {
  font-size: 19px;
  font-weight: 700;
  letter-spacing: -0.02em;
  line-height: 1.2;
}
.audit-fintech .card-spec {
  font-size: 12px;
  color: var(--text-mute);
  margin-top: 2px;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.audit-fintech .card-grp {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-mute);
}
.audit-fintech .card-crow {
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.audit-fintech .card-k {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--text-mute);
}
.audit-fintech .card-v {
  font-size: 14px;
  color: var(--text);
  line-height: 1.4;
}
.audit-fintech .card-chans {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.audit-fintech .chan {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 5px 9px 5px 5px;
}
.audit-fintech .chan .ico {
  width: 20px;
  height: 20px;
  border-radius: 5px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 700;
  color: #fff;
  line-height: 1;
}
.audit-fintech .chan.li .ico { background: var(--linkedin); }
.audit-fintech .chan.gg .ico { background: var(--google); }
.audit-fintech .chan.me .ico { background: var(--meta); text-transform: lowercase; }
.audit-fintech .chan.dim { opacity: 0.4; }
.audit-fintech .seefiche {
  display: block;
  width: 100%;
  text-align: center;
  font-size: 13px;
  font-weight: 600;
  color: var(--text);
  background: var(--bg);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 10px 14px;
  margin-top: auto;
  transition: background 0.15s, border-color 0.15s;
}
.audit-fintech .fintech-card:hover .seefiche {
  background: var(--bg-card-hover);
  border-color: var(--border-strong);
}
.audit-fintech .budget-pill {
  font-size: 12px;
  font-weight: 600;
  padding: 5px 10px;
  border-radius: 6px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.audit-fintech .tier-1 { background: rgba(148, 163, 184, 0.14); color: var(--t1); border: 1px solid rgba(148, 163, 184, 0.35); }
.audit-fintech .tier-2 { background: rgba(37, 99, 235, 0.10); color: var(--t2); border: 1px solid rgba(37, 99, 235, 0.35); }
.audit-fintech .tier-3 { background: rgba(8, 145, 178, 0.10); color: var(--t3); border: 1px solid rgba(8, 145, 178, 0.35); }
.audit-fintech .tier-4 { background: rgba(245, 158, 11, 0.12); color: var(--t4); border: 1px solid rgba(245, 158, 11, 0.35); }
.audit-fintech .tier-5 { background: rgba(239, 68, 68, 0.10); color: var(--t5); border: 1px solid rgba(239, 68, 68, 0.35); }
.audit-fintech .channel-bar {
  display: flex;
  height: 4px;
  border-radius: 999px;
  overflow: hidden;
  width: 100%;
  background: var(--bg);
  margin-bottom: 10px;
}
.audit-fintech .channel-bar-seg {
  height: 100%;
}
.audit-fintech .seg-linkedin { background: var(--linkedin); }
.audit-fintech .seg-google { background: var(--google); }
.audit-fintech .seg-meta { background: var(--meta); }
.audit-fintech .channel-legend {
  display: flex;
  gap: 12px;
  font-size: 11px;
  color: var(--text-mute);
}
.audit-fintech .channel-legend span { display: flex; align-items: center; gap: 5px; }
.audit-fintech .channel-legend i {
  width: 8px; height: 8px; border-radius: 2px;
}
.audit-fintech .channel-legend .i-linkedin { background: var(--linkedin); }
.audit-fintech .channel-legend .i-google { background: var(--google); }
.audit-fintech .channel-legend .i-meta { background: var(--meta); }
.audit-fintech /* Modal */
.modal-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 200;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 32px 16px;
  opacity: 0;
  transition: opacity 0.2s ease;
}
.audit-fintech .modal-overlay.open { display: flex; opacity: 1; }
.audit-fintech .modal {
  background: var(--bg-elev);
  border: 1px solid var(--border-strong);
  border-radius: 18px;
  max-width: 780px;
  width: 100%;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  padding: 44px 44px 36px;
}
@media (max-width: 600px) {.audit-fintech .modal { padding: 28px 22px; }
 }
.audit-fintech .modal-close {
  position: absolute !important;
  top: 16px;
  right: 16px;
  left: auto !important;
  width: 36px;
  height: 36px;
  min-width: 36px;
  flex: none;
  padding: 0 !important;
  margin: 0 !important;
  border-radius: 50%;
  background: var(--bg-card);
  color: var(--text);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  line-height: 1;
  z-index: 6;
  transition: all 0.2s;
}
.audit-fintech .modal-close:hover { background: var(--bg-card-hover); border-color: var(--border-strong); }
.audit-fintech .modal-rank {
  font-size: 12px;
  letter-spacing: 0.15em;
  color: var(--accent);
  font-weight: 600;
  margin-bottom: 12px;
}
.audit-fintech .modal-title {
  font-size: clamp(1.8rem, 4vw, 2.6rem);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.05;
  margin-bottom: 6px;
}
.audit-fintech .modal-url {
  font-size: 14px;
  color: var(--text-mute);
  margin-bottom: 28px;
}
.audit-fintech .modal-overview {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  margin-bottom: 28px;
}
.audit-fintech .modal-stat {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 18px;
}
.audit-fintech .modal-stat-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--text-mute);
  margin-bottom: 8px;
}
.audit-fintech .modal-stat-value {
  font-size: 15px;
  font-weight: 500;
  line-height: 1.4;
}
@media (max-width: 600px) {.audit-fintech .modal-overview { grid-template-columns: 1fr; }
 }
.audit-fintech .modal-section { margin-bottom: 28px; }
.audit-fintech .modal-section-title {
  font-size: 12px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--text-mute);
  font-weight: 600;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.audit-fintech .modal-section-title::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}
.audit-fintech .channel-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 1px solid var(--border);
}
.audit-fintech .channel-row:last-child { border-bottom: none; }
.audit-fintech .channel-name {
  width: 90px;
  font-size: 14px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 8px;
}
.audit-fintech .channel-name i {
  width: 9px; height: 9px; border-radius: 2px; display: inline-block;
}
.audit-fintech .channel-pct {
  flex: 1;
  height: 6px;
  background: var(--bg-card);
  border-radius: 999px;
  overflow: hidden;
}
.audit-fintech .channel-pct span {
  display: block;
  height: 100%;
  border-radius: 999px;
}
.audit-fintech .channel-amt {
  width: 130px;
  text-align: right;
  font-size: 13px;
  color: var(--text-soft);
  font-variant-numeric: tabular-nums;
}
.audit-fintech .strategy-grid {
  display: grid;
  grid-template-columns: 130px 1fr;
  gap: 14px 24px;
  font-size: 14px;
}
.audit-fintech .strategy-grid dt {
  color: var(--text-mute);
  font-size: 12px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.audit-fintech .strategy-grid dd { color: var(--text); }
@media (max-width: 600px) {.audit-fintech .strategy-grid { grid-template-columns: 1fr; gap: 4px 0; }
.audit-fintech .strategy-grid dd { margin-bottom: 12px; }

}
.audit-fintech .angle-block {
  padding: 20px;
  background: var(--accent-soft);
  border-left: 2px solid var(--accent);
  border-radius: 6px;
  font-size: 15px;
  line-height: 1.55;
  margin-bottom: 16px;
}
.audit-fintech .conclusion-block {
  padding: 16px 20px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 14px;
  color: var(--text-soft);
  line-height: 1.55;
}
.audit-fintech .conclusion-block strong { color: var(--text); }
.audit-fintech .ad-libs {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
}
.audit-fintech .ad-lib {
  padding: 14px 16px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 10px;
  font-size: 13px;
  font-weight: 500;
  display: flex;
  flex-direction: column;
  gap: 4px;
  transition: all 0.2s;
}
.audit-fintech .ad-lib:hover { border-color: var(--accent); background: var(--bg-card-hover); }
.audit-fintech .ad-lib-platform {
  font-size: 10px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--text-mute);
}
.audit-fintech .ad-lib-name { color: var(--text); }
@media (max-width: 600px) {.audit-fintech .ad-libs { grid-template-columns: 1fr; }
 }
.audit-fintech /* Synthese */
.synth-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 80px;
}
.audit-fintech .synth-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 24px;
  position: relative;
  overflow: hidden;
}
.audit-fintech .synth-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0; height: 1px;
  background: linear-gradient(90deg, transparent, var(--accent), transparent);
  opacity: 0.5;
}
.audit-fintech .synth-value {
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1;
  margin-bottom: 12px;
  color: var(--accent);
}
.audit-fintech .synth-label { font-size: 14px; color: var(--text-soft); line-height: 1.45; }
@media (max-width: 900px) {.audit-fintech .synth-stats { grid-template-columns: repeat(2, 1fr); }
 }
@media (max-width: 520px) {.audit-fintech .synth-stats { grid-template-columns: 1fr; }
 }
.audit-fintech .patterns-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}
.audit-fintech .pattern {
  padding: 28px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}
.audit-fintech .pattern h4 {
  font-size: 1.1rem;
  font-weight: 600;
  margin-bottom: 8px;
  letter-spacing: -0.01em;
}
.audit-fintech .pattern p { color: var(--text-soft); font-size: 14px; line-height: 1.5; }
.audit-fintech .pattern .count {
  display: inline-block;
  margin-bottom: 10px;
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 600;
}
@media (max-width: 720px) {.audit-fintech .patterns-list { grid-template-columns: 1fr; }
 }
.audit-fintech /* Synthèse — blocs narratifs (archétypes + bonnes pratiques) */
.synth-block-title {
  font-size: clamp(1.5rem, 3vw, 2.1rem);
  font-weight: 700;
  letter-spacing: -0.02em;
  margin: 64px 0 8px;
}
.audit-fintech .synth-block-lead {
  font-size: 1rem;
  color: var(--text-soft);
  max-width: 720px;
  line-height: 1.55;
  margin-bottom: 32px;
}
.audit-fintech .bp-list { margin-bottom: 0; }
.audit-fintech .pattern-ex {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin-top: 16px;
}
.audit-fintech .pattern-ex span {
  font-size: 11px;
  font-weight: 600;
  padding: 4px 9px;
  border-radius: 999px;
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  color: var(--accent);
  letter-spacing: 0.02em;
}
.audit-fintech /* CTA */
.cta-section {
  text-align: center;
  padding: 120px 32px;
  max-width: 900px;
  margin: 0 auto;
}
.audit-fintech .cta-title {
  font-size: clamp(2.4rem, 5vw, 3.75rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.05;
  margin-bottom: 24px;
}
.audit-fintech .cta-sub {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--text-soft);
  margin-bottom: 48px;
  line-height: 1.45;
}
.audit-fintech .cta-button {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  padding: 18px 36px;
  background: var(--accent);
  color: #fff;
  border-radius: 999px;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.02em;
  transition: all 0.25s;
}
.audit-fintech .cta-button:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 40px rgba(37, 99, 235, 0.3);
}
.audit-fintech .cta-arrow { transition: transform 0.25s; }
.audit-fintech .cta-button:hover .cta-arrow { transform: translateX(4px); }
.audit-fintech /* Footer */
footer {
  border-top: 1px solid var(--border);
  padding: 40px 32px;
  font-size: 13px;
  color: var(--text-mute);
}
.audit-fintech .footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 18px;
}
.audit-fintech /* Reveal animation */
.af-reveal {
  opacity: 1;
  transform: none;
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.audit-fintech .af-reveal.in {
  opacity: 1;
  transform: translateY(0);
}
.audit-fintech /* No-results */
.no-results {
  text-align: center;
  padding: 64px 24px;
  color: var(--text-mute);
  grid-column: 1 / -1;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
}
.audit-fintech .no-results h4 {
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--text);
  letter-spacing: -0.02em;
}
.audit-fintech .no-results p { font-size: 14px; color: var(--text-mute); max-width: 420px; }
.audit-fintech .no-results .reset-inline-btn {
  margin-top: 8px;
  padding: 10px 20px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  background: var(--accent);
  color: #fff;
  border: 1px solid var(--accent);
  transition: filter 0.2s;
}
.audit-fintech .no-results .reset-inline-btn:hover { filter: brightness(1.1); }
.audit-fintech /* ===== Bouton réinitialiser les filtres (count line) ===== */
.results-meta-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  margin-bottom: 24px;
}
.audit-fintech .reset-filters-btn {
  font-size: 13px;
  font-weight: 600;
  color: var(--text-soft);
  padding: 7px 16px;
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  transition: all 0.2s;
}
.audit-fintech .reset-filters-btn:hover { border-color: var(--accent); color: var(--accent); }
.audit-fintech /* ===== Bannière CTA inline dans la section fiches ===== */
.inline-cta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  margin-top: 40px;
  padding: 30px 34px;
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  border-radius: var(--radius);
}
.audit-fintech .inline-cta-text { max-width: 640px; }
.audit-fintech .inline-cta-text strong {
  display: block;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 6px;
  letter-spacing: -0.01em;
}
.audit-fintech .inline-cta-text span { font-size: 14px; color: var(--text-soft); line-height: 1.5; }
.audit-fintech .inline-cta-btn {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 600;
  background: var(--accent);
  color: #fff;
  border: 1px solid var(--accent);
  white-space: nowrap;
  transition: filter 0.2s, transform 0.2s;
}
.audit-fintech .inline-cta-btn:hover { filter: brightness(1.1); }
.audit-fintech .inline-cta-btn .cta-arrow { transition: transform 0.2s; }
.audit-fintech .inline-cta-btn:hover .cta-arrow { transform: translateX(4px); }
@media (max-width: 640px) {.audit-fintech .inline-cta { flex-direction: column; align-items: flex-start; padding: 24px; }
.audit-fintech .inline-cta-btn { width: 100%; justify-content: center; }

}
.audit-fintech /* ===== Disclaimer méthodologie qualitatif ===== */
.methodo-disclaimer {
  font-size: 14px;
  color: var(--text-soft);
  line-height: 1.6;
  max-width: 760px;
  margin: -40px 0 56px;
  padding: 18px 22px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-left: 2px solid var(--accent);
  border-radius: 10px;
}
.audit-fintech /* ============== V2 additions ============== */

/* Hero canvas + new headline */
.hero { z-index: 0; }
.audit-fintech .hero > * { position: relative; z-index: 2; }
.audit-fintech #heroCanvas {
  position: absolute;
  top: 0; bottom: 0;
  left: 50%;
  width: 100vw;
  transform: translateX(-50%);
  z-index: 0; pointer-events: none; opacity: 1;
}
.audit-fintech .hero-bigstat {
  display: flex; flex-direction: column; gap: 6px;
  margin-bottom: 28px;
}
.audit-fintech .hero-bigstat-value {
  font-size: clamp(3.2rem, 9vw, 6.5rem);
  font-weight: 900;
  color: var(--accent);
  line-height: 0.95;
  letter-spacing: -0.04em;
  text-shadow: 0 0 60px rgba(37, 99, 235,0.25);
}
.audit-fintech .hero-bigstat-sub {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--text-soft);
  letter-spacing: 0.02em;
}
.audit-fintech /* Hero — double CTA */
.hero-cta-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
  margin-bottom: 48px;
}
.audit-fintech .hero-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 30px;
  border-radius: 999px;
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: transform 0.22s, box-shadow 0.22s, background 0.22s, color 0.22s, border-color 0.22s;
}
.audit-fintech .hero-btn .cta-arrow { transition: transform 0.22s; }
.audit-fintech .hero-btn-primary {
  background: var(--accent);
  color: #fff;
  box-shadow: 0 8px 30px rgba(37, 99, 235, 0.28);
}
.audit-fintech .hero-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 42px rgba(37, 99, 235, 0.42); }
.audit-fintech .hero-btn-primary:hover .cta-arrow { transform: translateX(4px); }
.audit-fintech .hero-btn-ghost {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--border-strong);
}
.audit-fintech .hero-btn-ghost:hover { border-color: var(--accent); color: var(--accent); }
@media (max-width: 520px) {.audit-fintech .hero-cta-row { flex-direction: column; align-items: stretch; }
.audit-fintech .hero-btn { justify-content: center; }

}
.audit-fintech /* ===== Insights section ===== */
#insights .insights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
@media (max-width: 960px) {.audit-fintech #insights .insights-grid { grid-template-columns: repeat(2,1fr); }
 }
@media (max-width: 600px) {.audit-fintech #insights .insights-grid { grid-template-columns: 1fr; }
 }
.audit-fintech .insight-card {
  position: relative;
  padding: 36px 30px 28px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  display: flex;
  flex-direction: column;
  gap: 14px;
  overflow: hidden;
}
.audit-fintech .insight-card::before {
  content: '';
  position: absolute;
  inset: 0 0 auto 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--accent), transparent);
  opacity: 0.4;
}
.audit-fintech .insight-value {
  font-size: clamp(2.4rem, 4.2vw, 3.6rem);
  font-weight: 900;
  color: var(--accent);
  line-height: 0.95;
  letter-spacing: -0.03em;
  white-space: nowrap;
  overflow-wrap: normal;
}
.audit-fintech .insight-title { font-size: 1.05rem; font-weight: 600; color: var(--text); line-height: 1.35; }
.audit-fintech .insight-note { font-size: 12px; color: var(--text-mute); letter-spacing: 0.02em; }
.audit-fintech /* ===== Category / segment tags on fintech card ===== */
.fintech-tags {
  display: flex; flex-wrap: wrap; gap: 6px;
  margin-top: 6px;
}
.audit-fintech .fintech-tag {
  font-size: 10px;
  font-weight: 600;
  padding: 3px 8px;
  border-radius: 4px;
  background: rgba(148, 163, 184, 0.12);
  border: 1px solid var(--border);
  color: var(--text-soft);
  letter-spacing: 0.04em;
}
.audit-fintech .fintech-tag.tag-segment { color: var(--accent); border-color: var(--accent-border); background: var(--accent-soft); }
.audit-fintech /* ===== Compare checkbox on card ===== */
.fintech-card { padding-top: 42px; }
.audit-fintech .chkwrap {
  position: absolute;
  top: 14px;
  left: 16px;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 12px;
  font-weight: 500;
  color: var(--text-mute);
  cursor: pointer;
  z-index: 3;
  user-select: none;
}
.audit-fintech .chkwrap:hover { color: var(--text-soft); }
.audit-fintech .compare-check {
  width: 16px;
  height: 16px;
  flex: 0 0 16px;
  border-radius: 5px;
  border: 1.5px solid var(--border-strong);
  background: var(--bg-card);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.15s;
}
.audit-fintech .chkwrap:hover .compare-check { border-color: var(--accent); }
.audit-fintech .compare-check.checked { background: var(--accent); border-color: var(--accent); }
.audit-fintech .compare-check.checked::after {
  content: '';
  width: 8px; height: 5px;
  border-left: 2px solid #fff;
  border-bottom: 2px solid #fff;
  transform: rotate(-45deg);
  margin-top: -2px;
}
.audit-fintech .compare-check.disabled { opacity: 0.3; }
.audit-fintech .chkwrap:has(.compare-check.disabled) { cursor: not-allowed; opacity: 0.55; }
.audit-fintech /* ===== Floating compare bar ===== */
.compare-bar {
  position: fixed;
  bottom: 24px;
  left: 50%;
  transform: translateX(-50%) translateY(120%);
  background: var(--accent);
  color: #fff;
  padding: 12px 14px 12px 20px;
  border-radius: 999px;
  display: flex;
  align-items: center;
  gap: 14px;
  font-weight: 600;
  font-size: 14px;
  z-index: 90;
  box-shadow: 0 12px 40px rgba(37, 99, 235,0.35);
  transition: transform 0.3s ease, opacity 0.2s ease;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
}
.audit-fintech .compare-bar.visible {
  transform: translateX(-50%) translateY(0);
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
}
.audit-fintech .compare-bar button.cb-open {
  background: #fff; color: var(--accent);
  border-radius: 999px;
  padding: 8px 16px;
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.02em;
}
.audit-fintech .compare-bar button.cb-reset {
  width: 28px; height: 28px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.25);
  color: #fff;
  font-size: 16px;
  display: flex; align-items: center; justify-content: center;
}
.audit-fintech .compare-bar button.cb-reset:hover { background: rgba(255, 255, 255, 0.4); }
.audit-fintech /* ===== Compare modal ===== */
.compare-modal {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  z-index: 220;
  display: none;
  padding: 32px 16px;
  overflow-y: auto;
}
.audit-fintech .compare-modal.open { display: block; }
.audit-fintech .compare-modal-inner {
  max-width: 1300px;
  margin: 0 auto;
  background: var(--bg-elev);
  border: 1px solid var(--border-strong);
  border-radius: 18px;
  padding: 38px;
  position: relative;
}
.audit-fintech .compare-modal-close {
  position: absolute; top: 18px; right: 18px;
  width: 38px; height: 38px;
  border-radius: 50%;
  background: var(--bg-card); border: 1px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
}
.audit-fintech .compare-modal h2 {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.audit-fintech .compare-modal-sub { color: var(--text-soft); margin-bottom: 30px; font-size: 14px; }
.audit-fintech .compare-cols {
  display: grid;
  gap: 18px;
}
.audit-fintech .compare-cols.cols-2 { grid-template-columns: 1fr 1fr; }
.audit-fintech .compare-cols.cols-3 { grid-template-columns: 1fr 1fr 1fr; }
@media (max-width: 800px) {.audit-fintech .compare-cols.cols-2, .audit-fintech .compare-cols.cols-3 { grid-template-columns: 1fr; }

}
.audit-fintech .compare-col {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 22px;
}
.audit-fintech .compare-col h3 {
  font-size: 1.3rem;
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 4px;
}
.audit-fintech .compare-col .cc-rank { font-size: 11px; color: var(--accent); font-weight: 600; letter-spacing: 0.12em; margin-bottom: 12px; }
.audit-fintech .compare-col .cc-cible { font-size: 13px; color: var(--text-soft); margin-bottom: 16px; line-height: 1.4; }
.audit-fintech .compare-col dl {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
  font-size: 13px;
}
.audit-fintech .compare-col dt { color: var(--text-mute); font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; margin-bottom: 4px; }
.audit-fintech .compare-col dd { color: var(--text); line-height: 1.45; }
.audit-fintech /* ===== Download / lead magnet ===== */
.download-card {
  background: linear-gradient(135deg, var(--accent-soft), rgba(37, 99, 235,0.02));
  border: 1px solid var(--accent-border);
  border-radius: 20px;
  padding: 56px 48px;
  position: relative;
  overflow: hidden;
}
.audit-fintech .download-card::before {
  content: '';
  position: absolute;
  top: -30%; right: -10%; width: 50%; height: 160%;
  background: radial-gradient(ellipse, rgba(37, 99, 235,0.15), transparent 65%);
  pointer-events: none;
}
.audit-fintech .download-card h2 {
  font-size: clamp(1.8rem, 3.6vw, 2.6rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: 12px;
  position: relative;
}
.audit-fintech .download-card .dc-sub { color: var(--text-soft); margin-bottom: 32px; font-size: 1rem; line-height: 1.5; position: relative; max-width: 640px; }
.audit-fintech .download-form {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr auto;
  gap: 10px;
  position: relative;
  margin-bottom: 14px;
}
.audit-fintech .download-form input {
  background: var(--bg);
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  padding: 14px 18px;
  color: var(--text);
  font-family: inherit;
  font-size: 14px;
}
.audit-fintech .download-form input:focus { outline: none; border-color: var(--accent); }
.audit-fintech .download-form button {
  background: var(--accent);
  color: #fff;
  padding: 14px 26px;
  font-weight: 700;
  font-size: 14px;
  border-radius: 999px;
  transition: transform 0.2s;
}
.audit-fintech .download-form button:hover { transform: translateY(-1px); }
.audit-fintech .download-rgpd { font-size: 11px; color: var(--text-mute); letter-spacing: 0.04em; position: relative; }
.audit-fintech .download-success { padding: 22px; background: var(--bg-card); border-radius: 12px; color: var(--accent); font-weight: 600; }
.audit-fintech .download-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--accent);
  color: #fff;
  padding: 18px 32px;
  font-weight: 700;
  font-size: 15px;
  border-radius: 999px;
  letter-spacing: 0.02em;
  transition: transform 0.2s, box-shadow 0.2s;
  position: relative;
  box-shadow: 0 8px 30px rgba(37, 99, 235,0.25);
}
.audit-fintech .download-btn:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(37, 99, 235,0.4); }
@media (max-width: 800px) {.audit-fintech .download-form { grid-template-columns: 1fr; }
.audit-fintech .download-card { padding: 40px 28px; }

}
.audit-fintech /* ===== Sort + extended filters ===== */
.filter-row-extended {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
}
.audit-fintech .sort-select {
  background: var(--bg);
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  padding: 8px 16px;
  color: var(--text);
  font-family: inherit;
  font-size: 13px;
  cursor: pointer;
}
.audit-fintech .sort-select:focus { outline: none; border-color: var(--accent); }
.audit-fintech /* ===== Charts ===== */
.charts-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 80px;
}
.audit-fintech .chart-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}
.audit-fintech .chart-card.full { grid-column: 1 / -1; }
.audit-fintech .chart-card h3 {
  font-size: 1.05rem;
  font-weight: 600;
  margin-bottom: 6px;
  letter-spacing: -0.01em;
}
.audit-fintech .chart-card .chart-note { font-size: 12px; color: var(--text-mute); margin-bottom: 20px; }
.audit-fintech .chart-wrap { position: relative; height: 320px; }
.audit-fintech .chart-wrap.tall { height: 380px; }
@media (max-width: 800px) {.audit-fintech .charts-grid { grid-template-columns: 1fr; }
.audit-fintech .chart-wrap { height: 280px; }

}
.audit-fintech /* ===== Load more button ===== */
.load-more-wrap {
  margin-top: 32px;
  display: flex;
  justify-content: center;
}
.audit-fintech .load-more-btn {
  padding: 14px 28px;
  border-radius: 999px;
  background: var(--bg-card);
  border: 1px solid var(--border-strong);
  color: var(--text);
  font-weight: 600;
  font-size: 14px;
  transition: all 0.2s;
}
.audit-fintech .load-more-btn:hover { background: var(--bg-card-hover); border-color: var(--accent); color: var(--accent); }
.audit-fintech /* ===== CTA final — double bouton ===== */
.cta-btn-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  justify-content: center;
}
.audit-fintech .cta-button-ghost {
  background: transparent;
  color: var(--text);
  border: 1px solid var(--border-strong);
  box-shadow: none;
}
.audit-fintech .cta-button-ghost:hover {
  background: transparent;
  border-color: var(--accent);
  color: var(--accent);
  box-shadow: 0 12px 40px rgba(37, 99, 235, 0.18);
}
.audit-fintech /* ===== Footer enrichi ===== */
.footer-inner { align-items: flex-start; }
.audit-fintech .footer-col { display: flex; flex-direction: column; gap: 8px; max-width: 760px; }
.audit-fintech .footer-brand { color: var(--text-soft); font-weight: 500; }
.audit-fintech .footer-sources { line-height: 1.5; }
.audit-fintech .footer-links { display: flex; flex-wrap: wrap; gap: 18px; align-items: center; }
.audit-fintech .footer-links a, .audit-fintech .footer-link-btn {
  font-size: 13px;
  color: var(--text-soft);
  transition: color 0.2s;
  padding: 0;
}
.audit-fintech .footer-links a:hover, .audit-fintech .footer-link-btn:hover { color: var(--accent); }
@media (max-width: 720px) {.audit-fintech .footer-inner { flex-direction: column; }

}
.audit-fintech /* ===== Modales lead (capture PDF + exit-intent) ===== */
.lead-overlay {
  position: fixed;
  inset: 0;
  background: rgba(15, 23, 42, 0.55);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 210;
  display: none;
  align-items: center;
  justify-content: center;
  padding: 32px 16px;
  opacity: 0;
  transition: opacity 0.2s ease;
}
.audit-fintech .lead-overlay.open { display: flex; opacity: 1; }
.audit-fintech .lead-modal {
  background: var(--bg-elev);
  border: 1px solid var(--accent-border);
  border-radius: 20px;
  max-width: 520px;
  width: 100%;
  position: relative;
  padding: 48px 44px 36px;
  box-shadow: 0 1px 3px rgba(15,23,42,0.08), 0 24px 60px rgba(15,23,42,0.14);
  overflow: hidden;
}
.audit-fintech .lead-modal::before {
  content: '';
  position: absolute;
  top: -40%; right: -10%; width: 60%; height: 180%;
  background: radial-gradient(ellipse, rgba(37, 99, 235, 0.14), transparent 65%);
  pointer-events: none;
}
.audit-fintech .lead-modal > * { position: relative; }
@media (max-width: 600px) {.audit-fintech .lead-modal { padding: 36px 24px 28px; }
 }
.audit-fintech .lead-eyebrow {
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 14px;
}
.audit-fintech .lead-title {
  font-size: clamp(1.6rem, 4vw, 2.1rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.1;
  margin-bottom: 10px;
}
.audit-fintech .lead-sub {
  font-size: 1rem;
  color: var(--text-soft);
  line-height: 1.5;
  margin-bottom: 28px;
}
.audit-fintech .lead-form { display: flex; flex-direction: column; gap: 12px; }
.audit-fintech .lead-form input {
  background: var(--bg);
  border: 1px solid var(--border-strong);
  border-radius: 999px;
  padding: 14px 18px;
  color: var(--text);
  font-family: inherit;
  font-size: 14px;
  transition: border-color 0.2s;
}
.audit-fintech .lead-form input:focus { outline: none; border-color: var(--accent); }
.audit-fintech .lead-form input::placeholder { color: var(--text-mute); }
.audit-fintech .lead-submit {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--accent);
  color: #fff;
  padding: 15px 26px;
  font-weight: 700;
  font-size: 15px;
  border-radius: 999px;
  letter-spacing: 0.01em;
  transition: transform 0.2s, box-shadow 0.2s, opacity 0.2s;
  box-shadow: 0 8px 30px rgba(37, 99, 235, 0.25);
}
.audit-fintech .lead-submit:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(37, 99, 235, 0.4); }
.audit-fintech .lead-submit:disabled { opacity: 0.6; cursor: wait; transform: none; }
.audit-fintech .lead-submit .cta-arrow { transition: transform 0.2s; }
.audit-fintech .lead-error {
  font-size: 13px;
  color: #ef4444;
  margin: 2px 2px 0;
}
.audit-fintech .lead-success {
  margin-top: 8px;
  padding: 18px 20px;
  background: var(--accent-soft);
  border: 1px solid var(--accent-border);
  border-radius: 12px;
  color: var(--text);
  font-weight: 600;
  font-size: 14px;
  line-height: 1.5;
}
.audit-fintech .lead-success p { margin: 0; }
.audit-fintech .lead-success a { color: var(--accent); text-decoration: underline; }
.audit-fintech .lead-success-cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 14px;
  padding: 11px 22px;
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  background: var(--accent);
  color: #fff !important;
  text-decoration: none !important;
  border: 1px solid var(--accent);
  transition: filter 0.2s, transform 0.2s;
}
.audit-fintech .lead-success-cta:hover { filter: brightness(1.1); }
.audit-fintech .lead-success-cta .cta-arrow { transition: transform 0.2s; }
.audit-fintech .lead-success-cta:hover .cta-arrow { transform: translateX(4px); }
.audit-fintech .lead-rgpd {
  font-size: 11px;
  color: var(--text-mute);
  line-height: 1.5;
  margin-top: 18px;
}
.audit-fintech .exit-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 28px;
}
.audit-fintech .exit-bullets li {
  position: relative;
  padding-left: 28px;
  font-size: 14px;
  color: var(--text-soft);
  line-height: 1.45;
}
.audit-fintech .exit-bullets li::before {
  content: '';
  position: absolute;
  left: 0; top: 6px;
  width: 14px; height: 8px;
  border-left: 2px solid var(--accent);
  border-bottom: 2px solid var(--accent);
  transform: rotate(-45deg);
}
.audit-fintech .exit-later {
  display: block;
  width: 100%;
  text-align: center;
  margin-top: 14px;
  font-size: 13px;
  color: var(--text-mute);
  font-weight: 500;
  padding: 6px;
  transition: color 0.2s;
}
.audit-fintech .exit-later:hover { color: var(--text-soft); }



/* =========================================================
   PAYWALL — gate côté client (lead magnet HNL)
   Styles auto-suffisants : spécificité > reset .audit-fintech button
   ========================================================= */
.audit-fintech .af-lock-zone { position: relative; }
.audit-fintech .af-lock-zone.is-locked .af-lock-content {
  max-height: 660px;
  overflow: hidden;
  filter: blur(7px);
  pointer-events: none;
  user-select: none;
  -webkit-mask-image: linear-gradient(180deg, #000 0%, #000 32%, transparent 94%);
          mask-image: linear-gradient(180deg, #000 0%, #000 32%, transparent 94%);
}
.audit-fintech .af-paywall {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: flex-start;
  justify-content: center;
  padding: 60px 20px;
  z-index: 6;
}
.audit-fintech .af-lock-zone:not(.is-locked) .af-paywall { display: none; }
.audit-fintech .af-paywall-card {
  position: sticky;
  top: 110px;
  width: 100%;
  max-width: 470px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  box-shadow: 0 24px 60px rgba(12, 32, 46, .18);
  padding: 42px 36px;
  text-align: center;
}
.audit-fintech .af-paywall-eyebrow {
  display: inline-block;
  font-size: 12px;
  font-weight: 600;
  letter-spacing: .08em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 12px;
}
.audit-fintech .af-paywall-card h3 {
  font-family: 'Clash Display', 'General Sans', sans-serif;
  font-size: clamp(1.35rem, 2.4vw, 1.7rem);
  line-height: 1.15;
  color: var(--text);
  margin-bottom: 10px;
}
.audit-fintech .af-paywall-sub {
  font-size: 15px;
  color: var(--text-soft);
  line-height: 1.5;
}
.audit-fintech .af-form {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 24px;
  text-align: left;
}
.audit-fintech .af-form .af-input {
  width: 100%;
  padding: 14px 16px;
  border-radius: 10px;
  border: 1px solid var(--border-strong);
  background: var(--bg-elev);
  color: var(--text);
  font-size: 15px;
  font-family: inherit;
  transition: border-color .18s, box-shadow .18s;
}
.audit-fintech .af-form .af-input::placeholder { color: var(--text-mute); }
.audit-fintech .af-form .af-input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 3px var(--accent-soft);
}
.audit-fintech .af-form .af-input.af-input--error {
  border-color: #e23b3b;
  box-shadow: 0 0 0 3px rgba(226, 59, 59, .15);
}
.audit-fintech .af-form .af-submit {
  margin-top: 6px;
  padding: 15px 26px;
  border-radius: 999px;
  background: var(--accent);
  color: #fff;
  font-weight: 600;
  font-size: 15px;
  font-family: inherit;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  box-shadow: 0 8px 30px rgba(11, 111, 214, .28);
  transition: transform .2s, box-shadow .2s, background .2s;
}
.audit-fintech .af-form .af-submit:hover {
  transform: translateY(-2px);
  box-shadow: 0 12px 42px rgba(11, 111, 214, .42);
}
.audit-fintech .af-form .af-submit:disabled {
  opacity: .65;
  cursor: default;
  transform: none;
  box-shadow: none;
}
.audit-fintech .af-hp {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  opacity: 0;
  pointer-events: none;
}
.audit-fintech .af-feedback {
  margin-top: 16px;
  font-size: 14px;
  line-height: 1.5;
}
.audit-fintech .af-feedback.is-error { color: #c0392b; }
.audit-fintech .af-feedback.is-success { color: #1f8f4e; }
.audit-fintech .af-rgpd {
  margin-top: 16px;
  font-size: 12px;
  color: var(--text-mute);
  line-height: 1.5;
}
#hnl-turnstile { display: flex; justify-content: center; }
@media (max-width: 600px) {
  .audit-fintech .af-paywall { padding: 36px 14px; }
  .audit-fintech .af-paywall-card { padding: 32px 22px; }
}

/* ===== Ajustements alignement homepage (espacement + footer) ===== */

/* Bloc insights : même espace (18px) entre les cartes et les graphiques
   qu'entre les cartes elles-mêmes (au lieu de 0). */
.audit-fintech .insights-charts { margin-top: 18px; }

/* Zone Sources : fine print discrète façon footer homepage, sans encadré
   flottant ni grand vide (au lieu d'un callout dans une section à 120px). */
.audit-fintech .af-sources-section { padding-top: 0; padding-bottom: 72px; }
.audit-fintech .af-sources-section .methodo-disclaimer {
  margin: 0 auto;
  padding: 0;
  background: none;
  border: none;
  border-radius: 0;
  text-align: center;
  font-size: 12px;
  color: var(--text-mute);
  max-width: 900px;
}